FoolProof for Middle & High Schools
FoolProof Solo (for college and individuals)
How to Spend Too Much on a Loan!
Are bad credit and loans a good combo? If you fall for marketing gimmicks around bad credit and loans, you’ll be throwing away a ton of your hard…
What is Predatory Lending?
Predatory lending is using deceptive or unfair tactics to get a borrower to take out a loan that benefits the lender instead of the borrower. These ty…
Are (Quick) Loans a Solution to Money Trouble?
You’re out of cash and need to pay bills... Quick cash loans, a.k.a. high interest rate loans are (very likely) not your solution. As they may get…
Financial Products You Should Avoid!
Recently, I was asked to weigh in as an expert on "what financial products consumers should avoid", as part of an article on the WalletHacks website. …
Become a "FoolProof Skeptic", and Do it Right.
Make money, spend money: Gifts, groceries, housing, transportation, utilities, health, entertainment, and more. If you know the cycle of your life, yo…
Is Paying Down Debt a 2017 Resolution? Tips for Success
Besides winter storms, January tends to bring post-holiday bills. For many people, that also brings New Year's resolutions to pay down the debt they h…
Millennials: All About (Your) Credit
I'm betting that you know what credit is: an arrangement for you to pay for something at a later date. "Okay, gimme the car today, and I'll pay you la…
Is Your Subprime Card Hurting You?
Most people who have experienced bad credit can agree that the following information often indicates that there is light at the end of the tunnel.
Buying a Car When You Have Bad Credit
You need a new vehicle, but your credit is spotty or bad. Can you afford to buy a reliable car or truck? Can you get a loan at reasonable rates? Can y…