When shopping online, have you noticed a new payment option that allows you to pay over time? These options are offered by companies such as Paypal Cr…

Are bad credit and loans a good combo? If you fall for marketing gimmicks around bad credit and loans, you’ll be throwing away a ton of your hard…

Predatory lending is using deceptive or unfair tactics to get a borrower to take out a loan that benefits the lender instead of the borrower. These ty…

You’re out of cash and need to pay bills... Quick cash loans, a.k.a. high interest rate loans are (very likely) not your solution. As they may get…

Recently, I was asked to weigh in as an expert on "what financial products consumers should avoid", as part of an article on the WalletHacks website. …

Make money, spend money: Gifts, groceries, housing, transportation, utilities, health, entertainment, and more. If you know the cycle of your life, yo…

Besides winter storms, January tends to bring post-holiday bills. For many people, that also brings New Year's resolutions to pay down the debt they h…

I'm betting that you know what credit is: an arrangement for you to pay for something at a later date. "Okay, gimme the car today, and I'll pay you la…

Most people who have experienced bad credit can agree that the following information often indicates that there is light at the end of the tunnel.

You need a new vehicle, but your credit is spotty or bad. Can you afford to buy a reliable car or truck? Can you get a loan at reasonable rates? Can y…