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Pros and Cons of Buy Now, Pay Later Services

When shopping online, have you noticed a new payment option that allows you to pay over time? These options are offered by companies such as Paypal Credit/Bill Me Later, AfterPay, Affirm, Klarna, FuturePay, and QuadPay.

Are You Lured into Impulse Buys?

Are you wondering why you are always spending so much money? Well, probably because you're impulse buying. Beat the impulse by starting with this video.

Car Repossession: There's Only Bad and Ugly

If you can't make your car payments on time, you may be at risk of getting your car being taken away, or "repossessed". It won’t be a fun ride, guaranteed.

What Is Fintech? What Should You Know About It?

Fintech is the use of technology to automate and provide access to financial services online. It covers a broad range of services including mobile, cloud-based, and computer apps.

Basic Budgeting 101

Are you living right up to your income? Going a bit beyond your income to make ends meet—running up credit card debt or dipping into savings? If so, you are not alone.

Starting Your Own (Web-Based) Company?

If you are, beware of bogus web development scams! Scammers are out there, preying on people in need of websites, and try to rip them off in a variety of ways. Arm yourself with the right info, now

Can You Flourish in the Gig Economy?

What is the gig economy, and how will it impact your (future) job? Get in on the temp work - independent contractor - knowhow, now.

How Secure Are All Your Smart Devices?

Smart phones, smart speakers, smart thermostats, smart security cameras, and smart light bulbs are just a few of many more such devices.

Preparing for a Loss of Income

Are You Prepared to Weather a Loss of Income?

A loss of income can result from a job loss, pay cut, injury or illness. It's not something that many people want to think about. Here are some tips to help you prepare.

Feeling Financial Stress?

Short on cash, late payments, increasing debt? Check out these blinking red lights that indicate financial trouble.

Oddball Tips for Saving Money

Saving money isn't rocket science, but it is a gutsy habit. And you need to be gutsy when it comes to money. Shave off some savings for yourself on everything you do.

Innovative Ways of Cutting Debt

Do you owe money on student loans, credit cards or a mortgage? This video can show you ways to free up money to help cut down on your debt.

Budgeting During Difficult Times

Do You Have Oversight of Your Finances?

Many people are struggling to keep track of their money, their bills, etc., and this is nothing new. How often have you been short on cash or forgotten to pay a bill?

Going Through a Financially Challenging Time?

Financial challenges can disrupting to your budget, especially if it's tight. But what if your tight budget actually had more flexibility to accommodate these challenges?

How to Stop Living Paycheck to Paycheck

Are you or your family living right up to your income? Or perhaps you are going a bit beyond your income to make ends meet—running up credit card debt or dipping into savings. If so, you are not alone.

Budget Trouble: Broke Right after Payday?

You know that feeling you get when you get paid? You feel happy and rich and the sky is the limit! It's a great feeling, but it doesn't last long, does it?

Tips to Cut Costs

How Often Do You Review Your Insurance Coverage?

Insurance in its various forms helps protect us from financial loss, yet we don't think much about it until we need it. Reviewing your insurance policies can ensure you have the right coverage at the right cost.

Saving on Health Care Costs

Health care costs can take a bite out of your wallet. Are you one of the many consumers who are concerned about health care costs? This report looks at various ways to help you save on health care costs.

Is Online Shopping (Always) Cheaper?

Online shopping prices can be based on the quirkiest variables, from the time of day, your location, or even the devices you use. Better stock up on information first before shopping online.

Money-Saving Tips to Lower Your Auto and Gas Costs

Gasoline prices typically fluctuate depending on the season, for example, going up when more people are traveling in the summer. Even a few extra cents a gallon can quickly add up to lots of dollars.

Have You Ever Been Ripped Off, or Scammed...

Fell for a sales pitch that hurt you? Racked up enormous debt (without knowing it)?

Your experience can help others (and help yourself too)!

We are looking for people who've been hurt financially, in any consumer transaction, and that are willing to share their stories (even anonymously). Our aim is to gather hurtful financial experiences, so others won't fall in the same trap.

If your story is featured, you’ll receive a $50 gift card to either Google Play or the Apple Store!!!

Help others and get rewarded?!?

Sounds like a winning transaction.

Reach out or share your contribution using our contact form, via email at info@foolprooffoundation.org, or call in your story at (202) 360-4512.

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