Are you ready to replace your current vehicle with a new―or newer―set of wheels? If so, you've got lots of company.
Get this scenario: you, a college student who has discovered the luxury of 10 Ramen Noodle cups for only a buck, are approached by a young man dressed-for-success at the local JCrew.
If you had to leave your home quickly, could you easily find them? If something happened to you, could someone else find all of your important papers?
You could save hundreds at the pump in the short term and spend thousands more long-term.
How do you pay for everyday purchases or bills? Cash? Check? Credit Card? Debit Card? If you are like most people, you use a combination of these methods—and more.
Many dealers will sell you a car for "cost" but still make thousands on you—on financing, on your trade-in, on add-ons and products such as credit insurance and warranties.
What is your credit score? And why is it important? In this report, I give you some basic facts about credit scoring that highlight its importance to your financial health.